Terms of Service

1. Agreement to Terms

By accessing or using PayCheckup (available at paycheckup.org), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must immediately cease using our website and calculator services.

2. Permitted Use

PayCheckup provides free paycheck estimation tools and tax educational content. You agree to use these tools for personal or informational purposes only. You may not:

• Use automated scripts, bots, or scrapers to extract calculation logic or web page content.
• Attempt to disrupt or interfere with the security or performance of our servers.
• Frame or mirror any portion of the paycheck calculators without prior written authorization.

3. Estimations and Disclaimer of Tax Advice

All calculators on PayCheckup are mathematical tools designed to estimate federal withholdings, state taxes, and FICA withholdings based on the 2026 tax tables and guidelines.

Important: These calculations are estimates and do not guarantee final tax liability or exact paycheck payouts. Payroll calculations can vary due to specific employer practices, local withholding rules, or custom pre-tax benefits. PayCheckup does not provide certified legal, financial, or tax advice. You should consult a qualified Certified Public Accountant (CPA) or tax professional before making significant employment, withholding, or financial decisions.

4. Limitation of Liability

In no event shall the operators of PayCheckup, its developers, or affiliates be liable for any direct, indirect, incidental, or consequential damages (including, but not limited to, financial loss, tax penalties, or miscalculated withholdings) arising from your use of or reliance on our calculator tools or educational content. The site is provided on an "as-is" and "as-available" basis.

5. Intellectual Property

The designs, calculations, formulas, text copy, images, and codebase components of PayCheckup are protected by copyright, trademark, and other intellectual property laws. You may copy sections of our educational guides for personal reference, but commercial reproduction or distribution of our proprietary assets is strictly prohibited.

6. Third-Party Websites

Our articles and guides may contain hyperlinks to external sites operated by third parties, such as the IRS or state Department of Revenue websites. We have no control over the content, privacy policies, or terms of these external sites and accept no responsibility for them.